Insurance built for tech businesses
Software companies, IT consultants, MSPs and SaaS firms face risks that standard professional indemnity doesn't cover. We arrange tech-specific PI, cyber liability and business cover tailored to the technology sector.
Get a quick quote
From startups to established tech firms
Technology businesses need insurance that understands what they actually do. We cover the full range of tech companies — from solo developers to multi-hundred-person organisations.
Software Development
Custom software development carries significant PI exposure. If your software fails or performs differently to specification, clients can claim for consequential financial losses. We arrange tech PI with appropriate wordings.
SaaS & Cloud Platforms
Platform outages, data loss and service disruptions create liability to customers. We arrange cover for SaaS businesses including service availability liability, data breach response and cyber business interruption.
MSPs & IT Support
Managed service providers and IT support businesses hold high-privilege access to client systems. A mistake, security incident or failed patch can create substantial claims. We understand the MSP risk profile.
Cybersecurity Firms
Ironic but critical — cybersecurity consultancies and penetration testers need specialist PI. We arrange cover that includes the specific risks of security testing, vulnerability disclosure and incident response work.
Data & Analytics
Data science, analytics and AI businesses handling large datasets need cover for data loss, GDPR-related claims and the downstream consequences of flawed analysis. We arrange appropriate tech PI and cyber cover.
Web & App Developers
Web and app development agencies face PI claims from project failures, performance issues and post-launch defects. Including cover for freelance contractors working on client engagements.
The covers every tech business needs
Technology companies need both professional indemnity and cyber insurance — and these need to work together without gaps between them. We review both and ensure there's no grey area.
Technology PI
Specialist professional indemnity for technology businesses. Covers claims arising from software failures, service defects, project overruns and negligent advice. Tech PI wordings are significantly broader than standard PI — the difference matters in a claim.
Cyber Liability
First-party cover (your own losses) and third-party cover (client claims) for data breaches, ransomware, system outages and cyber fraud. Includes ICO investigation costs, notification costs and 24/7 incident response support.
Public & Employers Liability
PL for injury or damage caused by your business activities. EL for your employees. Often underestimated by tech businesses that don't consider their physical premises exposure.
Directors & Officers
Protects directors and senior managers personally from claims related to their management decisions. Increasingly important for VC-backed or rapidly scaling tech businesses where governance scrutiny is higher.
IP Infringement
Cover for defence costs if you're accused of intellectual property infringement — a significant risk for software businesses. Can be included within or alongside tech PI depending on the insurer.
Business Insurance
Office, equipment, servers and business interruption. Including cover for co-working spaces, remote workers and equipment used away from a fixed office — relevant for most modern tech businesses.
Why standard PI isn't enough for tech
Standard PI — what it misses
- ✗ Software product failures
- ✗ Cyber and data breach costs
- ✗ IP infringement claims
- ✗ System downtime liability
- ✗ Open-source software exposure
Tech PI — what it adds
- ✓ Software products and services
- ✓ Cyber liability (when combined)
- ✓ Unintentional IP infringement
- ✓ Service availability failures
- ✓ Broader contractor cover
Why tech businesses choose us
Tech PI expertise
We understand the difference between tech PI and standard PI — and why it matters. We read the wording and challenge exclusions that would catch you out.
Cyber specialists
We work with leading cyber insurers including CFC, Coalition and Beazley. Cover that actually responds to modern cyber threats — not policies from 2010.
Growth-ready cover
Tech businesses grow fast. We structure policies that scale with you and flag when your cover needs adjusting — before a gap becomes a problem.
Client due diligence support
Enterprise clients, VCs and acquirers often require evidence of specific covers. We provide certificates and policy summaries that satisfy third-party due diligence requirements.
Software company — system failure causing client financial loss
A SaaS platform providing financial data to investment firms suffered a software bug that caused incorrect data outputs for 6 hours. A client executing trades based on the incorrect data suffered losses and made a claim for £290,000. The tech PI policy responded — covering legal defence, expert witness costs and ultimately a £210,000 settlement. A standard PI policy would likely have excluded the claim as arising from a product defect rather than professional advice.
