Our Insurers
Software companies, IT consultants, MSPs and SaaS firms face risks that standard professional indemnity doesn't cover. We arrange tech-specific PI, cyber liability and business cover tailored to the technology sector.
Technology businesses need insurance that understands what they actually do. We cover the full range of tech companies — from solo developers to multi-hundred-person organisations.
Custom software development carries significant PI exposure. If your software fails or performs differently to specification, clients can claim for consequential financial losses. We arrange tech PI with appropriate wordings.
Platform outages, data loss and service disruptions create liability to customers. We arrange cover for SaaS businesses including service availability liability, data breach response and cyber business interruption.
Managed service providers and IT support businesses hold high-privilege access to client systems. A mistake, security incident or failed patch can create substantial claims. We understand the MSP risk profile.
Ironic but critical — cybersecurity consultancies and penetration testers need specialist PI. We arrange cover that includes the specific risks of security testing, vulnerability disclosure and incident response work.
Data science, analytics and AI businesses handling large datasets need cover for data loss, GDPR-related claims and the downstream consequences of flawed analysis. We arrange appropriate tech PI and cyber cover.
Web and app development agencies face PI claims from project failures, performance issues and post-launch defects. Including cover for freelance contractors working on client engagements.
Technology companies need both professional indemnity and cyber insurance — and these need to work together without gaps between them. We review both and ensure there's no grey area.
Specialist professional indemnity for technology businesses. Covers claims arising from software failures, service defects, project overruns and negligent advice. Tech PI wordings are significantly broader than standard PI — the difference matters in a claim.
First-party cover (your own losses) and third-party cover (client claims) for data breaches, ransomware, system outages and cyber fraud. Includes ICO investigation costs, notification costs and 24/7 incident response support.
PL for injury or damage caused by your business activities. EL for your employees. Often underestimated by tech businesses that don't consider their physical premises exposure.
Protects directors and senior managers personally from claims related to their management decisions. Increasingly important for VC-backed or rapidly scaling tech businesses where governance scrutiny is higher.
Cover for defence costs if you're accused of intellectual property infringement — a significant risk for software businesses. Can be included within or alongside tech PI depending on the insurer.
Office, equipment, servers and business interruption. Including cover for co-working spaces, remote workers and equipment used away from a fixed office — relevant for most modern tech businesses.
We understand the difference between tech PI and standard PI — and why it matters. We read the wording and challenge exclusions that would catch you out.
We work with leading cyber insurers including CFC, Coalition and Beazley. Cover that actually responds to modern cyber threats — not policies from 2010.
Tech businesses grow fast. We structure policies that scale with you and flag when your cover needs adjusting — before a gap becomes a problem.
Enterprise clients, VCs and acquirers often require evidence of specific covers. We provide certificates and policy summaries that satisfy third-party due diligence requirements.
A SaaS platform providing financial data to investment firms suffered a software bug that caused incorrect data outputs for 6 hours. A client executing trades based on the incorrect data suffered losses and made a claim for £290,000. The tech PI policy responded — covering legal defence, expert witness costs and ultimately a £210,000 settlement. A standard PI policy would likely have excluded the claim as arising from a product defect rather than professional advice.
Tell us about your business and we'll come back with a competitive quote — usually within 24 hours. No automated responses, just a specialist broker who knows your sector.
Prefer to talk? Call 0208 909 2899 Mon–Fri 9am–6pm or drop us an email at info@foruminsurance.com