Travel Insurance

Travel Insurance

Millions of people travel each year internationally for business and pleasure. A shocking number of these do so without any form of travel insurance whatsoever. So many things can go wrong when traveling. Flights could be cancelled or delayed, you could lose your luggage, or you could have a medical emergency overseas. If you are not adequately protected, you may end up suffering significant financial loss.

What Is Travel Insurance?

A travel insurance policy can cover you for any kind of trip, whether international or domestic. Your plan will reimburse you for any unforeseen costs that occur as a result of your journey. The scenarios in which you can claim will depend on your policy, but they will usually include such circumstances as:

 

  • Accidental injury, death or sickness
  • Flight cancellations or delays due to bad weather, natural disaster or strike
  • Bankruptcy of travel provider
  • Terrorist attacks
  • Lost or stolen belongings

 

Your policy can cover multiple people, including yourself, family, and friends traveling with you. Businesses can also insure employees for work-related travel. Your plan can also be customised to the exact nature of your trip. For example, if you are traveling to participate in extreme sports, a standard policy is unlikely to cover you.

What Are The Benefits Of Travel Insurance?

The many aspects of international travel are unpredictable, so a travel insurance policy is a must-have. The benefits include:

 

  • Avoid paying for expensive overseas medical treatment
  • Reimbursement due to disrupted plans or lost belongings
  • Peace of mind to enjoy your holiday without worrying about what might go wrong
  • A bespoke travel insurance plan tailored to the exact nature of your trip
  • A dedicated account manager.

 

Get in touch now to find the best travel insurance plan for you.

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FCA Outlines New Rules To Improve The Insurance Market And Lower Prices

by Niraj Mamtora • 2 June 2021
At Forum Insurance we know that if we look after our clients, our clients will look after us. With over 30 years of experience we ensure our clients have the correct covers tailored to protect themselves and their business. We use our extensive access to the wider insurance market to find the best cover at the best price. We are pleased to see the Financial Conduct Authority (FCA) announce that from January 2022 home and motor insurance policies renewals will be offered the same price as new customers. Sheldon Mills, Executive Director, Consumers and Competition at the FCA commented; “These measures will put an end to the very high prices paid by many loyal customers. Consumers can still benefit from shopping around or negotiating with their current provider – but won’t be charged more at renewal just for being an existing customer.” Click here to read the full press release. This is already a part of our renewal process; as we approach the insurance market and search for the best cover and price for each policy. This is one of our key reasons we have a 4.8 out of 5 star rating online . The new rule set by the FCA will improve genuine competition within the insurance market, as firms will no longer be able to offer below-cost prices to attract new customers. This predatory pricing practice harms consumers long term by increasing insurance premiums for everyone. We look forward to seeing the FCA’s next steps and welcome any changes that improve the insurance market for our clients. Want to experience how we put our clients first? Call us on 0208 909 2899 and get a same day quote.
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