FCA authorised specialist insurance brokers since 1990 · Mon–Fri 9am–6pm · 0208 909 2899

Protecting the organisations that protect others

Specialist insurance for charities and not-for-profit organisations. 35 years of expertise protecting 2,379 non-profits across the UK.

Who We Protect

We specialise in insuring different types of non-profit organisations, each with unique risks and coverage needs.

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Registered Charities

Protection for registered charities including trustees liability, management liability, professional indemnity, and volunteer protection. Specialist cover tailored to charity governance.

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Community Organisations

Insurance for community groups, local associations, and neighbourhood initiatives. Coverage for liability, property, and safeguarding risks specific to community-led activities.

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Social Enterprises

Bespoke policies for social enterprises balancing commercial operations with social impact. Coverage for trading liabilities, employment risks, and mission-critical assets.

What We Cover

Specialist cover designed to protect your organisation, your team, and your mission.

🛡️ Management Liability

Employment practices liability, statutory liability, crisis management, and employee protection. Safeguard your organisation from employment-related claims.

📋 Professional Indemnity

Protection against claims of negligence, breach of duty, or failure to deliver services. Essential for organisations providing professional advice or services.

🏦 Trustees & Directors Liability

Personal protection for trustees and board members against claims arising from governance decisions. Covers defence costs and settlements.

🚨 Cyber Security

Protection against data breaches, ransomware, and cyber attacks. Includes incident response, notification costs, and regulatory defence.

🏘️ Property & Assets

Insurance for buildings, equipment, and contents. Covers accidental damage, theft, and business interruption due to property loss.

👥 Safeguarding & Abuse Liability

Coverage for claims relating to abuse, harassment, or safeguarding failures. Includes defence costs, settlements, and crisis support.

Why Forum Insurance

We've been protecting non-profits for 35 years. Here's what sets us apart.

35 Years of Expertise

Three and a half decades of dedicated experience insuring charities and non-profits. We understand your sector inside and out.

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~90% Value Retention

Competitive premiums that deliver outstanding value. We work to minimise admin costs so more of your resources go to your mission.

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Tailored Solutions

One-size-fits-all doesn't work for non-profits. We customise coverage to match your specific risks and governance model.

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Expert Support

Dedicated specialists available to help when you need us. From underwriting through to claims support, we're here for you.

Frequently Asked Questions

What types of non-profit organisations do you insure?

We insure registered charities, community organisations, voluntary groups, social enterprises, and not-for-profit associations. Whether you're a small local group or a large national charity, we have tailored solutions for you.

How much does non-profit insurance cost?

Premiums vary based on your organisation's size, activities, turnover, and risk profile. We offer flexible payment options and competitive pricing. Request a quote to get a personalised estimate for your organisation.

Do you offer cover for volunteers?

Yes, volunteer protection is a key part of our cover. We provide liability insurance for volunteers working on behalf of your organisation, ensuring they're protected while they help your mission.

What happens if we make a claim?

We make claims handling simple. Contact our specialist team immediately, provide details of the incident, and we'll guide you through the process. We aim to resolve claims quickly and fairly so you can focus on your mission.

Can I customise my cover?

Absolutely. Every non-profit is different, and we believe insurance should reflect that. We'll work with you to understand your specific needs and create a tailored policy that gives you the right protection.

Ready to protect your organisation?

Get a personalised quote from our specialist non-profit insurance team today.

Request a Quote

Our Insurer Panel

Aviva Zurich AXA Allianz Hiscox Chubb Markel QBE Ageas Ecclesiastical AIG Intact Munich Re RSA Covéa +30 more →

Authorisations & Memberships

FCA Authorised No. 305819 Financial Conduct Authority Industry Body BIBA Member British Insurance Brokers’ Assoc. Professional Body CII Member Chartered Insurance Institute Certified Cyber Essentials NCSC Certified Scheme Accredited Employer Living Wage Real Living Wage Employer Government Framework Crown Commercial Services Supplier
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