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Legal costs can destroy your rental yield

From eviction proceedings to rent recovery disputes, legal costs can quickly spiral. Protect your income with landlord legal expenses insurance from just £125 per year.

Average eviction costs: £5,000–£20,000

"Don't let legal disputes derail your portfolio strategy. Our specialist legal panel has recovered over £12 million for landlords."

— Forum Insurance Claims Team
35 years of expertise
🎯
~94% customer satisfaction
📋
FCA-regulated & compliant

Who is this cover for?

🏘️

Residential Landlords

Single or dual-let investors protecting rental income with essential legal support and eviction cover.

🏢

HMO & Multi-Let Investors

Complex portfolio protection with tailored legal defence for multiple tenancies and regulatory obligations.

📊

Portfolio Landlords

Comprehensive legal cover and preferential rates for landlords managing 10+ properties nationwide.

What's covered

⚖️

Eviction Proceedings

Full legal support for eviction claims including notice service, court representation, and enforcement action.

💷

Rent Recovery

Legal assistance recovering unpaid rent through county court claims and enforcement proceedings.

🔍

Tax Investigations

Expert legal representation during HMRC enquiries and tax investigations on rental income.

🛡️

Property Damage Claims

Legal defence against negligence claims from tenants or third parties relating to property damage.

📜

Contract & Lease Disputes

Support resolving disputes over tenancy agreements, service charges, and lease interpretation.

📋

Regulatory Defence

Legal protection against liability arising from breaches of lettings regulations and compliance obligations.

Why choose Forum Insurance?

Specialist Legal Panel

Access to experienced solicitors and barristers specialising in residential and commercial letting disputes.

No Excess

Claim support without excess payments. Every valid claim is fully covered from day one.

Cover From Day One

Immediate protection upon policy inception. No waiting periods for legal expenses coverage.

Portfolio Rates

Competitive multi-property discounts. The more properties you protect, the more you save.

Frequently asked questions

What types of legal disputes does the policy cover? +

Our policy covers eviction proceedings, rent recovery, tax investigations, property damage claims, contract disputes, and regulatory defence. We also provide support for disciplinary hearings and environmental liability issues affecting your rental properties.

Is there an excess on claims? +

No. Our policy operates with no excess. Once you have met the policy conditions, our specialist legal panel will handle your case in full, and we cover 100% of the legal costs directly.

When does cover start? +

Cover commences from the policy inception date. There are no waiting periods, so you are protected from day one. This means you can claim immediately if a covered legal dispute arises.

Can I claim if my tenant has moved out? +

Yes, cover extends to disputes that occur during the tenancy and for up to 6 months after the tenancy ends. This includes rent recovery claims, damage claims, and deposit disputes.

How do I make a claim? +

Simply contact our claims team on 0208 909 2899 or email claims@foruminsurance.com. Provide details of your legal dispute, and we'll arrange for one of our specialist solicitors to call you within 24 hours. They'll assess whether your claim is covered and next steps.

Google
4.8 / 5.0
★★★★★
Based on 847 verified customer reviews

"Excellent service and rapid response to our claim. The legal panel sorted our eviction issue within 8 weeks."

Get your landlord legal expenses quote

Quick Quote

Ready to protect your rental income?

Join thousands of UK landlords trusting Forum Insurance for legal expenses cover.

Get a Quote Call 0208 909 2899

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Authorisations & Memberships

FCA Authorised No. 305819 Financial Conduct Authority Industry Body BIBA Member British Insurance Brokers’ Assoc. Professional Body CII Member Chartered Insurance Institute Certified Cyber Essentials NCSC Certified Scheme Accredited Employer Living Wage Real Living Wage Employer Government Framework Crown Commercial Services Supplier