Commercial Combined & SME Business Insurance
Commercial Combined & SME Business Insurance
Are you looking for business insurance? If you’re wondering whether commercial combined business insurance is for you, it’s important to understand what it is. Our experienced team offers competitive and comprehensive cover options to ensure that your business is protected.
What Is Commercial Combined Business Insurance?
Commercial combined is a policy that offers many different types of cover, combined into one comprehensive policy, hence the name. Many years ago, you would have to purchase several different policies, one for Employers’ Liability, one for Property and so on, all with different insurers, with different wordings and it was all very complicated. Until one bright spark had the idea to package them all up and administer them as one single policy. It became a market standard nearly overnight and is still a standard bearer to this day.
Why Do I Need It & What Does It Cover?
When you run a company, you need to ensure that you have the right business insurance in place to help you stay protected. You don’t want to have to worry about unexpected bills when you’re planning for the future. As most policies will offer Employers’ Liability, it will fulfil your legal obligation for this as well as being able to offer protection for:
- Property Damage including cover for:
- Buildings
- Contents
- Stock
- Computers and other Electronic Business Equipment
- Business Interruption including Book Debts
- Employers Liability
- Public Liability
- Products Liability
- Goods In Transit
- Specified Business Items like Laptops and Mobile Phones
- Deterioration of Stock
- Money and Assault Cover
- Personal Accident Cover
- Legal Expenses
- Cyber Liability
- Equipment Breakdown
- Employee Fidelity
- Terrorism
How Can I Get Commercial Combined Business Insurance?
If you’re looking for business insurance, get in touch today and we can help you.
Forum Insurance offer a range of different insurance types for businesses, including petrol station insurance, retail and shop insurance and public liability insurance.
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