Public bodies need specialist protection
Local authorities face unique risks — from public liability on council-owned land to professional indemnity for planning decisions. We work with insurers who understand the public sector and can provide cover that reflects your statutory obligations and operational complexity.
Quick Quote
Get a local authority quote in minutes
We specialise in public sector insurance
Parish & Town Councils
From small parish councils to larger town councils managing community assets and statutory functions. We understand the complexity of councillor responsibilities and residents' expectations.
District & Borough Councils
District and borough councils with wider operational remits, including planning authority responsibilities, housing management, and waste services. Our programmes reflect this diversity.
County & Combined Authorities
Large-scale local authorities managing education, social care, highways, and trading standards. We arrange cover for complex multi-service operations and strategic partnerships.
Comprehensive protection for councils
Public Liability
Essential cover for injury or damage claims arising from council operations, from leisure facilities to highways maintenance.
Professional Indemnity
Protection for professional services provided by your council—planning decisions, surveying, social care assessments, and legal advice.
Officials Indemnity
Cover for elected members and officers against personal liability claims arising from council decisions and actions.
Property & Assets
Comprehensive protection for council buildings, equipment, vehicles, and other physical assets against loss or damage.
Motor Fleet
Tailored programmes for council vehicles, from fleet cars to specialist vehicles used in service delivery.
Fidelity Guarantee
Protection against loss caused by dishonest acts of employees, ensuring safeguarding of public funds.
Why choose Forum for local authority insurance
Public Sector Specialists
We've worked with local authorities since 1990. We understand your statutory obligations, governance requirements, and operational pressures in ways that generalist brokers simply cannot.
Crown Commercial Supplier
We're approved on the Crown Commercial Service framework, recognised for delivering value to the public sector. Our solutions are audited for cost-effectiveness and compliance.
Tailored Programmes
No two councils are identical. We design programmes that match your specific risks—whether you're a small parish council or a large county authority with complex operations.
Claims Advocacy
When claims happen, we don't just process them—we advocate on your behalf. Our team handles the insurer relationship, ensuring fair treatment and swift resolution.
Common questions about council insurance
Get a local authority quote
Complete the form below and we'll provide a tailored insurance proposal within 24 hours.