Health Insurance

Health Insurance

Nothing is more important than your health. Whatever your age, physical fitness, or lifestyle, anything could happen to you at any moment that puts you out of action. Broken bones, heart problems, and other conditions require urgent medical treatment, and sometimes private medical care is the best option. The downside is that private care isn’t cheap, and it can incur massive financial costs. A health insurance plan can protect you from financial loss if you require private medical treatment.

What Is Health Insurance?

A health insurance policy will reimburse you for your medical bills if you suffer from an unforeseen injury or health condition that requires treatment. You will usually get access to the best private medical care and experienced consultants and doctors, all paid for under your policy. This means you can avoid paying out for hefty medical bills that can rack up and cause severe financial setbacks.

What Are The Benefits Of Health Insurance?

There are several benefits to be had from a comprehensive health insurance plan, including:

 

  • Access to private medical care which provides faster and better treatment
  • Avoidance of massive financial cost that comes with private medical care
  • Peace of mind that you are looked after in case of a medical emergency
  • A bespoke plan tailored specifically to you and your circumstances
  • A dedicated account manager to assist you every step of the way

 

If you would like to look after your health, get in touch now to discuss a health insurance policy to suit your needs.

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FCA Outlines New Rules To Improve The Insurance Market And Lower Prices

by Niraj Mamtora • 2 June 2021
At Forum Insurance we know that if we look after our clients, our clients will look after us. With over 30 years of experience we ensure our clients have the correct covers tailored to protect themselves and their business. We use our extensive access to the wider insurance market to find the best cover at the best price. We are pleased to see the Financial Conduct Authority (FCA) announce that from January 2022 home and motor insurance policies renewals will be offered the same price as new customers. Sheldon Mills, Executive Director, Consumers and Competition at the FCA commented; “These measures will put an end to the very high prices paid by many loyal customers. Consumers can still benefit from shopping around or negotiating with their current provider – but won’t be charged more at renewal just for being an existing customer.” Click here to read the full press release. This is already a part of our renewal process; as we approach the insurance market and search for the best cover and price for each policy. This is one of our key reasons we have a 4.8 out of 5 star rating online . The new rule set by the FCA will improve genuine competition within the insurance market, as firms will no longer be able to offer below-cost prices to attract new customers. This predatory pricing practice harms consumers long term by increasing insurance premiums for everyone. We look forward to seeing the FCA’s next steps and welcome any changes that improve the insurance market for our clients. Want to experience how we put our clients first? Call us on 0208 909 2899 and get a same day quote.
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