Your health shouldn't wait on an NHS waiting list

Cover includes in-patient hospital treatment, out-patient consultations, diagnostics (scans and tests), mental health therapy, and optional dental and optical care. Some policies also cover accident and emergency treatment. You choose the level of cover.

Not necessarily. Most insurers will offer cover, though some conditions may require a higher premium or be excluded from cover. Our advisers specialise in arranging cover for medical conditions others refuse—let us help you.

Cost depends on age, health, level of cover and waiting times chosen. A 35-year-old individual might pay £40–80 per month for good hospital cover; families and corporate schemes vary widely. Get an instant online quote.

Yes. Group health insurance premiums are fully tax-deductible for the business, and employees receive no taxable benefit. For directors, cover is often tax-efficient through the company. We'll advise on the best structure.

Insurers usually cover new conditions and non-urgent treatment elsewhere. Ongoing NHS treatment may not be covered unless the policy specifically includes it. We'll clarify what you're covered for.