Cyber attacks
are the fastest-growing risk for UK SMEs.
Most standard business policies don't cover cyber attacks. We specialise in cyber insurance with dedicated support for the fastest-growing threat to UK businesses — data breaches, ransomware, and GDPR fines included.
Get a cyber insurance quote
Tell us about your business — we aim to call you back within the hour during office hours (Mon–Fri, 9am–6pm).
Cyber specialists · Mon–Fri 9:00–18:00
If your business runs on data,
this cover is for you
Cyber risk looks different in every business — the data you hold, the systems you rely on, the way you take payment. We understand all of them.
Professional Services
Accountants, solicitors, consultants and advisers hold client files that criminals value highly. Cover built around confidentiality, regulatory exposure and professional reputation.
Retail & eCommerce
Online stores and card payments mean customer data, payment systems and a website that has to stay up. Cover for breaches, card-data incidents and lost trading time.
Medical & Dental Practices
Patient records are among the most sensitive data any business holds. Cover shaped around clinical systems, appointment platforms and strict regulatory duties.
Manufacturers & Wholesalers
Production lines, stock systems and supplier payments all run on software. Cover for system outages, supply-chain disruption and invoice fraud.
Technology & SaaS
When your product is the platform, an outage or breach is a direct hit to revenue and client trust. Cover for liability to clients as well as your own losses.
Any Business Holding Data
If you store customer details, take payments or depend on email and cloud systems, you carry cyber risk — whatever your sector. We'll size the cover to fit.
The full range of cyber
cover, in one place
We place the complete suite of cyber insurance — from breach response and system recovery to liability and financial crime cover most standard policies leave out.
Protecting your business
The heart of a cyber policy — 24/7 access to breach specialists, forensic investigators and legal advisers from the moment you suspect an attack, with costs met by the insurer.
Cover for extortion demands, specialist negotiators and the cost of restoring encrypted systems — plus the lost income while you're locked out.
Lost revenue and increased costs while your systems are down — whether from an attack on you directly or an outage at a critical supplier or cloud provider.
The cost of repairing, restoring or recreating data, software and systems damaged in an attack — getting you back to where you were before it happened.
PR support, customer communications and media handling after a breach — because how you respond publicly often determines the lasting damage.
Protecting you from claims
Legal costs of ICO investigations and, where insurable, regulatory fines. GDPR penalties can reach €20 million or 4% of turnover — defence costs alone can be substantial.
Claims from customers, clients or partners whose data was compromised in your care — including defence costs and damages.
Funds transferred to fraudsters through invoice fraud, impersonation or phishing. One of the most common losses — and one many policies exclude unless specifically added.
Card-scheme fines, assessments and reissuing costs if payment card data is compromised — essential for retailers and anyone taking card payments.
Claims arising from your website, email and social media content — defamation, copyright and infringement of privacy rights.
What a well-built cyber
policy includes
Most businesses are underinsured or have gaps they're not aware of. We audit your cover and close them.
Breach Investigation
Forensic analysis to determine scope of compromise, identify what data was taken, and understand the attack vector for future prevention.
Notification Costs
Legal requirement to notify affected individuals. Includes notification services, credit monitoring, customer communications and call centre support.
Regulatory Defence
Legal costs and fines for investigations by the ICO, FCA or other regulators — GDPR fines can reach €20 million or 4% of turnover.
Business Interruption
Lost revenue while systems are offline and being restored. Covers fixed costs and lost profit for the duration of the outage.
Crisis PR & Reputation
Media response, customer communication, website recovery and social media management — damage to brand reputation often exceeds direct breach costs.
Ransomware Negotiation
Expert negotiators to engage with cybercriminals, assess authenticity of threats, and in some cases authorise payment of ransom with built-in policy limits.
Why cyber insurance
matters right now.
Cyber attacks are the fastest-growing threat to UK businesses. The average cost of a data breach is £3.39 million. Ransomware attacks can shut down your entire operation overnight.
Most standard business insurance doesn't cover cyber attacks — you're exposed. Our specialists understand cyber risk and can arrange the cover you actually need, without gaps.
Discuss your cyber risk →What keeps business
owners awake
Ransomware & System Downtime
Attackers encrypt your files and demand payment. Even with backups, recovery takes days or weeks — what about lost revenue in the meantime?
GDPR Fines & Regulatory Action
The ICO can fine you up to €20 million or 4% of global turnover for data breaches. Investigation costs and legal defence add up quickly.
Liability to Customers
Your customers may sue you for damages if their data is compromised in your care. Most general liability policies exclude cyber entirely.
Notification & Crisis Costs
Forensics, legal advice, notifying affected individuals, credit monitoring — these costs often exceed the cost of the attack itself.
Why businesses
trust us year after year
We speak plainly about cyber risk
No scare tactics, no jargon. We look at the data you hold, the systems you rely on and how you take payment, then explain your exposure in plain English — and what cover actually fits it.
Specialist insurer access
Cyber is a specialist risk class. We access insurers and underwriters with genuine cyber expertise — meaning better policy wordings, real incident-response capability and stronger claims handling than a generalist insurer.
One broker for every risk
Cyber sits alongside your commercial combined, professional indemnity and liability cover. We place all of it — one broker, one renewal conversation, and no gaps between policies.
Claims advocacy since 1990
A cyber incident is high-pressure and fast-moving — forensics, lawyers, regulators and the insurer all at once. We manage the process and fight your corner, as we have for claims of every kind since 1990.
When you have a
cyber incident, we move fast.
A data breach needs immediate action. First hours matter — for evidence preservation, regulator notification, and customer communication. We work with specialist forensics firms, legal advisers and the insurer to manage the incident end-to-end.
Our goal: get you through the immediate crisis, protect your position with regulators, and ensure you get full cover for all legitimate costs.
Incident support hotline →Immediate notification
Call us immediately when you suspect a breach. We notify the insurer on your behalf and coordinate emergency forensics to establish what happened and what data is at risk.
Forensic investigation
Specialist investigators determine the scope of the breach, how attackers got in, what data was compromised, and what steps are needed to prevent recurrence.
Regulatory & legal management
We manage notification to the ICO, affected individuals and relevant regulators. Legal advisers draft notifications to minimize breach costs and regulatory scrutiny.
Claims settlement
We ensure all legitimate costs are submitted to the insurer — investigation, notification, credit monitoring, legal defence, ransom negotiation — and that settlements reflect your full entitlement.
Cyber Insurance FAQs
Rather talk it through first?
Book a free 30-minute call with our Cyber Specialist — no prep needed, no obligation.