Social housing deserves specialist cover
With 35 years of sector expertise, we understand your challenges. We cover 2,379 organisations with a ~90% retention rate because we deliver results.
Who We Cover
Housing Associations
From small community-led housing to large national associations, we provide specialist cover tailored to your governance and operational needs.
ALMOs
Arms Length Management Organisations need specialist cover that reflects your unique position managing local authority housing stock.
Registered Providers & Community Housing
Whether registered or community-focused, we understand your mission-driven approach and provide insurance that supports your goals.
Get a Quote
Our Cover
Property Portfolio Cover
Comprehensive protection for your entire housing stock including buildings, contents, and loss of rent coverage.
Public & Employers Liability
Essential protection against claims from the public, residents, and employees with limits tailored to your portfolio size.
Directors & Officers Liability
Protect your governance team with cover against claims relating to their roles and decisions.
Professional Indemnity
Cover for professional services your organisation provides, from surveying to housing advice.
Terrorism Cover
Optional terrorism insurance providing protection against terrorist attacks affecting your properties.
Motor Fleet
Specialist cover for your fleet of vehicles used in service delivery and operations.
Why Choose Forum
Sector Specialists
Our team lives and breathes social housing. We understand your challenges, regulations, and opportunities.
Regulatory Understanding
Deep knowledge of NHF Code, Homes England requirements, governance standards, and compliance obligations.
Portfolio Scale
Whether you manage 50 or 5,000 units, our systems and pricing reflect the scale of your operation.
Claims Management
When claims happen, our experienced team works quickly to understand and resolve them fairly.
Proactive Partnership
We're not just insurers — we're partners invested in your long-term success and sustainability.
Frequently Asked Questions
We provide specialist cover for housing associations, ALMOs, registered providers, community housing providers, and local authority housing departments. Whether you're a small community-led housing provider or a large national association, we have solutions tailored to your needs.
Absolutely. With 35 years of sector experience, we understand the regulatory landscape including the NHF Code of Conduct, Homes England requirements, governance standards, and compliance obligations specific to social housing.
Yes. We regularly insure organisations managing thousands of units. Our systems, pricing models, and operational teams are designed to scale with portfolio size, whether you manage 50 units or 5,000+.
We pride ourselves on efficient, transparent claims management. Our specialist team understands social housing issues and works to resolve claims quickly. We provide regular updates and ensure you're fully supported throughout the process.
We use risk-based pricing that reflects your specific circumstances, including property portfolio composition, location, claims history, governance standards, and operational practices. This ensures you pay a fair premium for your risk profile.