Residential Landlord Insurance

Residential Landlord Insurance

If you are a landlord renting a residential property, you will know that it can be an extremely valuable income source. Whether you are a landlord by profession or you simply rent out your home in addition to a full-time job, you and your property must be sufficiently protected.

 

The risks that could arise from being a residential landlord are multiple. On the one hand, your home could be subject to things like damages, weathering, or break-ins. If properties are inhabitable, you could lose out on rent & income. On the other hand, in the event of accident, injury, or complaint, you could personally be liable. A residential landlord policy will give you coverage from all angles, as a typical policy will include property & rent protection and liability & legal expenses. If your property is damaged by weather, fire, or natural disaster, your policy will help you pay for the repairs. If a tenant injures themselves in your property and holds you responsible, your liability protection will help you cover the costs and any resulting legal battles.


Available Covers:


  • Property Damage
  • Loss of Rent
  • Alternative Accommodation
  • Property Owner's Liability (up to £10m)
  • Legal Expenses (including rent arrears)
  • Employers' Liability
  • Terrorism

The Benefits Of Residential Landlord Insurance With Forum Insurance:

  • Protects every aspect of your property and position as a residential landlord
  • Keeps your property protected from unforeseen damage and disaster
  • Protects you from time-consuming and costly legal battles with tenants
  • A dedicated account manager to provide ongoing support and assistance


If you want to hear more about the many advantages of residential landlord insurance, get in touch now.

RECENT POSTs

FCA Outlines New Rules To Improve The Insurance Market And Lower Prices

by Niraj Mamtora • 2 June 2021
At Forum Insurance we know that if we look after our clients, our clients will look after us. With over 30 years of experience we ensure our clients have the correct covers tailored to protect themselves and their business. We use our extensive access to the wider insurance market to find the best cover at the best price. We are pleased to see the Financial Conduct Authority (FCA) announce that from January 2022 home and motor insurance policies renewals will be offered the same price as new customers. Sheldon Mills, Executive Director, Consumers and Competition at the FCA commented; “These measures will put an end to the very high prices paid by many loyal customers. Consumers can still benefit from shopping around or negotiating with their current provider – but won’t be charged more at renewal just for being an existing customer.” Click here to read the full press release. This is already a part of our renewal process; as we approach the insurance market and search for the best cover and price for each policy. This is one of our key reasons we have a 4.8 out of 5 star rating online . The new rule set by the FCA will improve genuine competition within the insurance market, as firms will no longer be able to offer below-cost prices to attract new customers. This predatory pricing practice harms consumers long term by increasing insurance premiums for everyone. We look forward to seeing the FCA’s next steps and welcome any changes that improve the insurance market for our clients. Want to experience how we put our clients first? Call us on 0208 909 2899 and get a same day quote.
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