Landowner’s Liability Insurance

Landowner’s Liability Insurance

If you own a piece of land and someone injures themselves while on it, you may be held liable, even if it is not your fault. For this reason, all landowners should consider a landowner’s liability insurance plan to protect them from costly and time-consuming legal battles.

What Is Landowner’s Liability Insurance?

Landowner’s liability insurance is a type of policy that protects the owner of any land or property if they are held liable to damage or injury of a third party. Even if the injured party is trespassing, there are no public rights of way on your land, and the accident was not due to the landowner’s negligence, you could still end up paying vast sums in legal fees if you are not adequately protected.

 

Landowner’s liability protection will protect you from any such claims made by third-parties on your land.

 

The policy will protect you no matter what kind of land you own, whether commercial, farmland, lake, woodland, sports field, waste ground, private road, or car park.

What Are The Benefits Of Landowner’s Liability Insurance?

Any landowner will benefit from a liability insurance plan, as it is impossible to predict what could happen on your land. A robust policy can provide landowners with the following benefits:

 

  • Liability protection from any accident or injury that occurs on your land
  • Avoidance of unfair, costly payments to trespassing or negligent parties injured by their own fault
  • A bespoke policy tailored to the exact nature of your industry and type of land
  • A dedicated professional on hand to help you throughout

 

If you are a landowner and want to know how you can be protected from liability, get in touch now.

RECENT POSTs

FCA Outlines New Rules To Improve The Insurance Market And Lower Prices

by Niraj Mamtora • 2 June 2021
At Forum Insurance we know that if we look after our clients, our clients will look after us. With over 30 years of experience we ensure our clients have the correct covers tailored to protect themselves and their business. We use our extensive access to the wider insurance market to find the best cover at the best price. We are pleased to see the Financial Conduct Authority (FCA) announce that from January 2022 home and motor insurance policies renewals will be offered the same price as new customers. Sheldon Mills, Executive Director, Consumers and Competition at the FCA commented; “These measures will put an end to the very high prices paid by many loyal customers. Consumers can still benefit from shopping around or negotiating with their current provider – but won’t be charged more at renewal just for being an existing customer.” Click here to read the full press release. This is already a part of our renewal process; as we approach the insurance market and search for the best cover and price for each policy. This is one of our key reasons we have a 4.8 out of 5 star rating online . The new rule set by the FCA will improve genuine competition within the insurance market, as firms will no longer be able to offer below-cost prices to attract new customers. This predatory pricing practice harms consumers long term by increasing insurance premiums for everyone. We look forward to seeing the FCA’s next steps and welcome any changes that improve the insurance market for our clients. Want to experience how we put our clients first? Call us on 0208 909 2899 and get a same day quote.
Show More
Share by: