Retail & Shop Insurance

The Protection Your Company Needs Now

  • Our team provides custom packages with comprehensive cover at a great price
  • From competitive premiums to experienced brokers, you get superior quality products and service every time.

What Exactly Is Retail & Shop Insurance?

Retail & Shop Insurance includes several different covers combined into one convenient policy with a single renewal date and one premium account. This policy type is ideal for brick-and-mortar stores who want protection against injury and damage claims relating to your physical location and products, as well as your building and its contents.

Can I Get Custom Covers?

Absolutely. Bespoke coverage is available for several different industries. Get the best quote quickly from our brokers based on your unique business, from the type of stock you carry to your store’s location.


A dedicated account manager is available to answer your questions and help you at any time. Even if you already have an insurance policy, it is best to ask an experienced insurance broker to look over it to make sure that you are fully covered against any claim relating to injury or damage. Find out if you have enough coverage.


Example of Available Covers:


  • Property Damage including cover for:
  • Buildings
  • Contents
  • Stock
  • Computers and other Electronic Business Equipment
  • Business Interruption including Book Debts
  • Employers Liability
  • Public Liability
  • Products Liability
  • Goods In Transit
  • Specified Business Items like Laptops and Mobile Phones
  • Deterioration of Stock
  • Money and Assault Cover
  • Personal Accident Cover
  • Legal Expenses
  • Cyber Liability
  • Equipment Breakdown
  • Employee Fidelity
  • Terrorism

The Retail & Shop Insurance Cover You Need

While you cannot always stop bad situations from occurring, you can ensure that your business has the proper insurance to safeguard it from a claim that would otherwise be financially devastating. Contact our team today about finding the best comprehensive Retail & Shop Insurance policy to protect your business far into the future.


If you own and operate a shop alongside a petrol station, you might want to explore petrol station insurance.

RECENT POSTs

FCA Outlines New Rules To Improve The Insurance Market And Lower Prices

by Niraj Mamtora • 2 June 2021
At Forum Insurance we know that if we look after our clients, our clients will look after us. With over 30 years of experience we ensure our clients have the correct covers tailored to protect themselves and their business. We use our extensive access to the wider insurance market to find the best cover at the best price. We are pleased to see the Financial Conduct Authority (FCA) announce that from January 2022 home and motor insurance policies renewals will be offered the same price as new customers. Sheldon Mills, Executive Director, Consumers and Competition at the FCA commented; “These measures will put an end to the very high prices paid by many loyal customers. Consumers can still benefit from shopping around or negotiating with their current provider – but won’t be charged more at renewal just for being an existing customer.” Click here to read the full press release. This is already a part of our renewal process; as we approach the insurance market and search for the best cover and price for each policy. This is one of our key reasons we have a 4.8 out of 5 star rating online . The new rule set by the FCA will improve genuine competition within the insurance market, as firms will no longer be able to offer below-cost prices to attract new customers. This predatory pricing practice harms consumers long term by increasing insurance premiums for everyone. We look forward to seeing the FCA’s next steps and welcome any changes that improve the insurance market for our clients. Want to experience how we put our clients first? Call us on 0208 909 2899 and get a same day quote.
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