Government bodies require accountable insurance
Specialist coverage for UK government departments, NDPBs, and arm's length bodies with Crown Commercial accreditation
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Who We Serve
Central Government Departments
Tailored cover for departmental operations, from policy implementation to frontline service delivery across ministerial portfolios.
NDPBs & Arm's Length Bodies
Tailored solutions for non-departmental public bodies, including regulatory agencies, delivery bodies, and government-sponsored entities.
Executive Agencies
Dedicated insurance programmes for executive agencies operating within departmental frameworks with distinct operational requirements.
Insurance Cover
Public Liability
Protection against third-party injury and property damage claims arising from government operations and public interactions.
Professional Indemnity
Coverage for financial losses from professional advice, guidance, or services provided by government bodies to the public.
Property & Assets
Comprehensive protection for government-owned buildings, equipment, records, and critical assets against loss or damage.
Motor Fleet
Tailored coverage for government vehicle fleets used in operational delivery, including specialist vehicles and emergency transport.
Officials Indemnity
Protection for government officials and board members against personal liability arising from their official duties and decisions.
Cyber Insurance
Defence against cyber threats, data breaches, and digital disruption with specialist cover for government IT infrastructure.
Why Choose Forum
Crown Commercial Supplier
Approved supplier on the Crown Commercial Service framework, meeting government procurement standards and compliance requirements.
Procurement Compliant
Full compliance with government procurement regulations, transparency requirements, and public sector tendering processes.
Specialist Markets
Access to specialist insurance markets with underwriters experienced in public sector risk and government operational requirements.
Claims Advocacy
Dedicated claims support with expert advocacy, ensuring swift resolution and maximising recovery on all notified claims.
Frequently Asked Questions
Yes. Forum Insurance is an approved supplier on the Crown Commercial Service (CCS) framework for government insurance services. This approval confirms our compliance with government procurement standards and our ability to provide insurance services to central government departments, arm's length bodies, and other public sector organisations.
Yes. As a Crown Commercial Supplier, Forum meets all government procurement compliance requirements. We operate transparently, follow all relevant regulations, and comply with public sector tendering processes. Our insurance programmes are structured to meet government risk management expectations and audit requirements.
Officials Indemnity insurance protects government officials, board members, and elected representatives against personal liability arising from their official duties. This includes protection against claims alleging wrongful acts, breach of duty, errors in judgement, or negligent administration, up to the limit of liability specified in the policy.
Yes. Government organisations face significant cyber threats including ransomware, data breaches, and system disruptions. Cyber insurance provides financial protection against these threats, covers recovery costs, notification expenses, and third-party liability. Given government responsibilities around data protection and critical infrastructure, cyber coverage is increasingly essential.
While some very large government bodies may self-insure certain risks, most benefit significantly from commercial insurance. Professional insurance provides expert risk assessment, claims management, specialist underwriting expertise, and financial protection against catastrophic losses. Insurance also satisfies stakeholder expectations, audit requirements, and enables focused resource allocation to core government functions.