Our Insurers
One policy covering every vehicle in your business — vans, cars, HGVs or a mix of all three. One renewal date, one broker, and the buying power to get better terms than individual policies.
Whether you run a small trade fleet or manage hundreds of vehicles, we arrange cover with insurers who understand your sector and your risk profile.
Trades, delivery companies and service businesses running three or more vans. We place cover that accounts for tools in transit, named or any-driver basis, and the specific risks of commercial van use.
Sales teams, management vehicles and pool cars. Comprehensive cover including business use classes, social and domestic extension, and the option to include personal-use drivers where needed.
Rigid, articulated and specialist HGV fleets for haulage, construction and distribution. We work with markets experienced in heavy commercial vehicle risk and understand operator licence requirements.
Businesses running a combination of cars, vans, HGVs and specialist vehicles. One policy covering every vehicle type — rated separately but managed together under a single schedule.
Builders, electricians, plumbers and trades with multiple vehicles. Cover that extends to tools and equipment, site-to-site travel, and the specific liability exposures of working at third-party premises.
Last-mile delivery, courier services and distribution fleets. We understand the insurance implications of multi-drop operations, time-sensitive deliveries and the use of sub-contracted drivers.
Fleet insurance is more than just motor cover. We review your full operation and build a programme that protects every exposure — on the road and off it.
Full comprehensive cover for every vehicle on the fleet. Third party, fire and theft also available where appropriate. Covers accidental damage, fire, theft, vandalism and windscreen.
Flexible driver options — named driver lists for tighter control and lower premiums, or any-driver policies for businesses where multiple staff use vehicles. We advise on the best approach for your operation.
Unlimited windscreen replacements without affecting your claims record. Essential for fleets where vehicles are on the road daily and screen damage is frequent.
Roadside recovery and breakdown cover for every vehicle on the fleet. Commercial vehicle breakdown can halt operations — we ensure you have rapid response cover in place.
Courtesy vehicle or hire car provision while your vehicle is being repaired. We can arrange like-for-like replacement for commercial vehicles to keep your operation running.
Separate cover for cargo carried in your vehicles. Fleet motor covers the vehicle — GIT covers the goods. Essential for any fleet that carries stock, tools, materials or customer goods.
Legal costs cover for pursuing uninsured loss recovery after a non-fault accident. Recovers your excess, loss of earnings, and vehicle damage costs where the other party is at fault.
A legal requirement if your drivers are employees. Covers claims from staff injured while driving for work or loading and unloading vehicles.
Third-party injury and property damage cover for your fleet operations. Particularly important for fleets that load, unload or operate at customer premises.
We place fleet with Aviva, Zurich, Allianz, QBE and specialist motor markets — not just whoever quotes first. Better markets mean better cover and better claims outcomes.
One claim shouldn't define your fleet. We present your claims history in context at renewal and negotiate terms based on your overall record — not just the last incident.
A dedicated broker who knows your fleet, your drivers and your business. Add a vehicle, report a claim, or ask a question — one call, one person.
Add or remove vehicles throughout the year without waiting for renewal. We handle amendments quickly so your fleet is always correctly insured.
A client operating a fleet of 15 commercial vans had two vehicles written off in a single incident when a third party caused a motorway collision. The insurer initially offered below-market valuations on both vehicles. We challenged the valuations with comparable market evidence and secured a settlement £12,000 higher than the original offer — enough to replace both vehicles with equivalent models. The claim was settled within 6 weeks.
Tell us about your fleet and we'll come back with a competitive quote — usually within 24 hours. No automated responses, just a specialist broker who knows fleet insurance.
Prefer to talk? Call 0208 909 2899 Mon–Fri 9am–6pm or drop us an email at info@foruminsurance.com