Schools deserve specialist insurance
Education institutions face risks that general commercial policies don't address—safeguarding liabilities, governors exposure, field trip cover, and property portfolios spanning listed buildings to modern sports facilities. We place insurance programmes tailored to how schools and academies actually operate.
Who we insure
Academies & MATs
Portfolio rates, group governance support, and streamlined claims handling for multi-site Academy Trusts and Maintained schools converting to academy status.
Independent Schools
Bespoke cover for independent, prep, and boarding schools with specialist governors liability, overseas trip extensions, and premises protection.
Colleges & Universities
Comprehensive insurance programmes for higher education, including research facilities, student accommodation, and international campus operations.
Cover we provide
Property & Buildings
Cover for school buildings, sports halls, annexes, listed structures, and grounds. Includes reinstatement cover for period of restoration.
Governors Liability
Statutory and common law liability cover for board members and governors. Protection against employment practices and wrongful decisions.
Public & Employers Liability
Essential cover for injuries to pupils, staff, and visitors. Employers liability for workplace accidents and work-related illness claims.
Business Interruption
Cover loss of income following insured damage. Protects income stream during building repairs and emergency closure periods.
School Trip Cover
Worldwide cover for educational visits and trips. Includes contingency expenses, activity liability, and emergency medical costs.
Cyber & Data
Protection against ransomware, data breaches, and business email compromise. Covers cyber liability, data recovery, and regulatory fines.
Why choose Forum
Education Specialists
35 years placing education insurance. We understand school budgets, governance, safeguarding, and operational challenges.
MAT Portfolio Rates
Group rates and streamlined administration for Multi-Academy Trusts. Tailored to your trust structure and pupil numbers.
Claims Support
Dedicated claims team available during school hours. Fast resolution with minimal disruption to teaching and learning.
Risk Management
Proactive risk guidance. Regular loss prevention updates and guidance on safeguarding, health & safety, and compliance matters.