Public Sector Insurance

We’re Here to Help Protect Your Public Entity

Public sector insurance products are highly specialised and designed to manage risks and lower costs unique to public entities, such as local governments, education organisations, blue light emergency services among others. Forum Insurance has been providing bespoke insurance solutions with an exemplary service record for over 30 years. We are proud to announce that we have been awarded a place on the Crown Commercial Service Procurement Framework RM6020 in February 2020. Contact us or request a call back for tailored advice for your regulated entity. Let our public entity specialists understand your unique requirements and potential risks, so you can avoid potential losses, avoid the suffering and financial stresses a claim can cause.

Why You Should Care That We Are a Crown Commercial Service Supplier

Crown Commercial Service is a trading fund that’s part of the UK government. It’s come to be known as the ‘go-to’ place for expert commercial and procurement services. Only suppliers that demonstrate the highest quality and value for their clients are chosen to join the list of approved providers. Forum Insurance went through a rigorous, months-long evaluation with Crown Commercial Service (CCS) before receiving the accreditation. This means that CCS recognises Forum Insurance as a public sector insurance programme provider. We look to be awarded insurance contracts via Lot 1 of the CCS Insurance 3 framework (RM6020), and can also facilitate direct contracts. 

We’re proud to deliver the best value, public sector insurance for your organisation, and be among the few insurance providers in the UK to be approved by CCS. 

Why You May Need Public Sector Insurance

Your priority as a public entity is to serve your community. Our priority is to serve you by making sure your organisation is protected in any case of an unforeseen incident. Whatever service you provide, your crucial responsibilities expose you to many unique risks such as unexpected lawsuits and losses. Public entities are at high risk for increased litigation, elevated scrutiny of police actions, ageing infrastructure, and more. We help ensure your tailored insurance protects your people, reputation, and property. Some of the risks your public entity may face are:

• Cyber liability as cyber security risks increase.
• Reputational risk as a consequence of libel or slander.
• Fleet risk management as a consequence of distracted or impaired driving.
• Theft or fraud by employees.
• Damage or theft of your owned, hired or leased cars, commercial vehicles, motorised plant tools.
• Lawsuits brought against your entity for dishonesty or breach of professional duty.
• Third party injury or property damage.
• Business interruption and loss in gross revenue and/or additional cost of working as a consequence of material damage.
• Material damage protection against risks of fire and other perils.

Public Entities We Can Help Protect

Our dedicated public sector team has experience working with a variety of public entities and are ready to partner with you to ensure you are prepared to mitigate risks and protect your organisation from any unforeseen crisis. Our public sector insurance team sources comprehensive solutions with audits, reviews, and claim support for a variety of public sector organisations:

• Local authorities and government - we’ll work with you to provide risk management strategies and insurance, so you can focus on delivering benefits to your communities. 
• Town and parish councils - every council is different, so we customise the insurance solution to your requirements.
• Blue-light organisations such as police and fire authorities
• Social housing - we’re happy to support your efforts in improving our communities by simplifying the process of finding the best value insurance.
• Education services - whether you are a school, library, or a university, we tailor the insurance packages to fit your institution and protect your staff, students, and reputation.
• Charity, non-profit, community clubs, societies - as you spread goodwill to the public, we ensure you are protected in the event something goes wrong.
• Engineering service insurance - infrastructure and engineering projects carry big risks, but we can provide a wide range of covers.
• Public finance initiatives - PFI projects are a complex combination of construction and operational risks, and we can provide a tailored insurance solution to fit these needs.
• Fleet risk management - managing a vehicle fleet carries a high level of risk and compliance with health and safety legislation. We’ll help you protect your investments and employees with a customised insurance solution.

Let us help improve your resilience and protect your public entity while you focus on your mission to maximise the welfare of your community. 

We Are an Experienced Insurance Partner You Can Rely On

As a public sector organisation, you face a multitude of challenges, especially during times of uncertainties. It’s vital to partner with an insurance provider with extensive experience and the most up-to-date knowledge of market insights and trends. 

Enjoy peace of mind knowing that you’re in the right hands with our specialist public sector insurance team that holds over 30 years of experience ensuring you have the optimal insurance solution for your organisation. We design your insurance program centred around your organisation’s current and emerging risks while considering the latest developments within the insurance market. Additionally, our support team is unparalleled in the industry as we stand available to address any insurance questions or concerns you may have and promptly guide you through the claim process when unforeseen incidents occur. As our client, you also receive a dedicated account manager and access to an A-rated insurer panel, so you never need to deal with the burden of finding the best insurance solution again. 

Our long-standing experience and the quality of our specialised public sector insurance and support teams have earned us approval by the Crown Commercial Service, making us one of their few approved insurance brokers in the country. We take this accreditation very seriously and aim to uphold the highest standards of service and value to your organisation.

Our Approach Provides You With Confidence

Our approach to protecting your public entity is unique and differentiates us from the rest. Throughout our partnership - from a thorough consultation of your insurance needs and evaluation of your current and emerging risks, to standing by and supporting you during the claims process, we follow the ideal of C.H.E.C.K.S., which stands for:

• Competent - We believe our employees are our greatest assets, so we make a commitment to the best standards of training and development, so we are most competent when it’s time to serve your needs.
• Honest - We firmly believe that ‘Honesty is the best policy’. We provide an open and welcoming reception to all of our clients and stakeholders. We are also regulated by the FCA and members of the CII and BIBA.
• Experienced - We have been providing insurance solutions since 1990. With over 50 years of combined experience, we can say with conviction, “We can provide first rate solutions whatever the risk may be.”
• Consistent - Despite the conditions in the market and the economy, we strive to perform to the same high standards. Our longevity and 97% client retention rate has cemented our reputation as a company that delivers quality time and again.
• Keen - Our team is hungry to grow and exceed our clients’ expectations. A passion for creating and maintaining relationships is core to our culture, and we are always looking for ways to improve. 
• Sincere - We are governed not only by the statutory requirements and legislation imposed upon us by the government and the FCA, but also by a stringent set of moral standards. Founded as a family-run brokerage, we treat our clients with courtesy and respect you’d expect from family.

The C.H.E.C.K.S. values ensure that our insurance team provides unparalleled service for your public organisation. These values drive our dedication to providing you with the most informed and experienced insurance team, a high level of attention to detail around your needs, and friendly experts you feel comfortable and confident to reach out to. 

Our approach has proven results with 97% client retention and 2,700 live policies to date. Let us help you protect your public entity today.

Avoid Expensive Risk

As a public entity, you are exposed to greater risks than those outside of the public sector. The biggest risk you want to avoid is having a false sense of security. Unfortunately, as a consequence of budget constraints or improper consultations, it’s not uncommon for public sector organisations to find themselves underinsured with their current insurance package. 

We conduct a proper risk management consultation. Then, we design the ideal solution tailored to your needs and potential risks to ensure you have comprehensive coverage while being cost-effective and within your budget. We also provide ongoing management of your policy.

Let’s Connect You With an Insurance ExpertAvoid Expensive Risk

Unforeseen incidents happen, and it’s crucial for your public entity to be prepared with a reliable and comprehensive insurance that’s developed specifically for your organisation's needs. We simplify the process to find you the best value quote that fits within your budget. We’re happy to review your existing policy as well and consult you on the best next steps if you are underinsured. It’s easy to start. Simply select your preferred method for contacting our team, and we’ll get in touch:

• Fill out this quotation enquiry form
• Give us a call 0208 909 2899
• Email us at info@foruminsurance.com

Once we connect, our goal is to understand your public organisation’s specific needs, evaluate your risks and any budget requirements. We’ll also be able to answer any of your questions or concerns about public sector insurance. We look forward to helping you mitigate your risks and know that you’ve taken the right steps to protect your organisation, no matter what.

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