Employers' Liability Insurance

Employers' Liability Insurance

Employers liability insurance is typically something that you need to make sure you have if you are a company that employs people. This is something that has been compulsory in the United Kingdom since 1969, and businesses need to have a minimum of £5 million worth of cover from an authorised insurer. In reality, most companies give £10m as standard.

What Is Employers' Liability Insurance?

Simply put, employers liability insurance will help you pay compensation if an employee is injured or becomes ill because of the work they do for you.

Why You Need It

Well, aside it being the law for all employers, you could be facing a fine of up to £2,500 per day if you don’t have this insurance. You can also be fined £1,000 if you do not display your employers’ liability certificate or refuse to make it available to inspectors when they ask for it. is. No employer wants an employee to get sick or injured during work, but accidents do happen, and employers have a duty of care to their employees. Protect your employees and protect your business.

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